Twin Rivers Logo

Twin RiversFederal Credit Union

Online banking login

Online Banking

Rates & Fees

Rates & Fees

Loan Rates Share Rates Fee Schedule

Fee Schedule
Account Service Fees
New Account Closed < 30 Days$5.00
Dormant Account Fee$10.00 per month
Abandoned Property Fee$100.00 per account
 
Address Correction
Returned Mail / Incorrect Address$5.00 per item
Address Search Fee$10.00
 
General Services Fees
Account Reconciliation (no charge if under 1 hour)$10.00 per hour
Account Research$10.00 per hour / $5.00 minimum
Monthly Quarterly Statement Reprint$5.00 per statement
Account Printout$2.00
 
Home Banking / Bill Pay Accounts
Active Home Banking AccountFREE
Active Bill Pay AccountFREE
Inactive (3 mos or longer w/o a transaction) Home Banking Account$10.00 per month
Inactive (3 mos or longer w/o a transaction) Bill Pay Account$10.00 per month
Correct Member Home Banking Transfer Error$2.00
Bill Pay Stop Payment$25.00
 
Individual Retirement Accounts (IRA)
IRA Transfer / Rollover Fee $25.00
IRA Termination Fee$25.00
 
Loan Related Fees
Loan Payment Book$10.00
Consumer Loan Late Fee$15.00
Real Estate Loan Late Fee$15.00
Duplicate Lien Release $5.00
Overnight Currier Service$50.00
Skip a Payment (available 1 time per calendar year 1/1 – 12/31)$35.00 per loan
(Real Estate and Visa Credit Card Payments not eligible)
Loan Application Cancellation after Approval Notification$15.00
Duplicate Discharge of Mortgage$10.00
90 Day Note Fee$20.00
Loan Refinance Fee (TRFCU Loans)$100.00
UCC Filing Fee$20.00
 
Miscellaneous Fees
Notary Fee (Member)FREE
Notary Fee (Non Member)$2.00
Photo copies$0.25 per page
Fax Service (Incoming)$1.00 per page
Fax Service (Outgoing) $2.50 first page
$0.50 each additional page
Account Verification$10.00
Legal Action Compliance (tax levies, orders, subpoenas, etc.)$25.00
 
Non Sufficient Fund (NSF) Fees
Transfer from Share to Share to Cover NSF Item$10.00 per transfer
Late Clearing NSF Item$20.00 each
Late Clearing NSF ACH$20.00 each
Returned Check / ACH / EFT due to NSF$30.00 each
Paid NSF Item > $30 (Courtesy Pay) $30.00 each
Paid NSF Item < $30 (Courtesy Pay) $10.00 each
Overdrawn Account Due to EFT / ATM / ACH $25.00 each
Member Deposited Item Returned (U.S.) $30.00 each
Member Deposited Item Returned (Canadian)$40.00 each
Redeposit NSF Check Fee$25.00 each
 
Share Draft (checking) Account Fees
Share Draft PrintingPrices vary per style
 
Transaction Fees
Credit Union Cashier’s Check $2.00
Copy of Credit Union Cashier’s Check$3.00
Money Order$2.00
Copy of Money Order$3.00
Check Cashing Fee (member) FREE
Check Cashing Fee (non-member cashed by member) $15.00
Inactive (3 mos or more w/o transaction) Account Check Cashing Fee$5.00
Receipt Mailing Fee$1.00
Share Draft (check) copy$5.00
Stop Payment $25.00 single check
$50.00 series of checks
Foreign Deposit (Canadian) Items $15.00
Rolled CoinsFREE
$5.00 >$100
Counter Checks $2.00 sheet of 4
Visa Gift Cards $3.00
Doing Business As (DBA) Accounts $10.00 per month
 
Visa Credit Card Replacement $5.00
Visa PIN Number Replacement $5.00
Late Payment Fee $15.00
Over the Limit Fee$15.00
Returned Payment Fee $20.00
Monthly Statement Reprint $5.00
Visa Draft Copy Request $5.00
Visa Walk Thru (rush card) $40.00
 
Visa Debit Card Fees
ATM Withdrawal (first 4 free) $1.00 each
ATM Balance Inquiry $1.00 each
Foreign Card Use @ Twin Rivers FCU ATM $2.50 each transaction
Visa Debit Card Replacement $10.00
Visa PIN Number Replacement $5.00
Visa Walk Thru (rush card) $40.00
 
Wire Fees
Incoming Wire Fee $5.00
Outgoing Wire Fee < $50,000.$25.00
Outgoing Wire Fee > $50,000.$35.00

New Automobile Loans

Please refer to the loan rates link

Used Vehicle Loans

Please refer to the loan rates link

Recreational Vehicle Loans

Please refer to the loan rates link

THIRD PARTY SITE DISCLAIMER You are leaving Twin Rivers FCU's website. You are linking to an alternate website not operated by Twin Rivers FCU, and Twin Rivers FCU is not responsible for the content of the alternate website. The fact that there is a link from Twin Rivers FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. Twin Rivers FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Twin Rivers FCU, and you should review the alternate website's policies. Click OK to confirm that you want to open this page. Click Continue to open the linked page. Click Cancel to return to the previous page.

Continue Cancel
Back to Top