Twin Rivers Logo

Twin RiversFederal Credit Union

Online banking login

Online Banking

Rates & Fees

Rates & Fees

Loan Rates Share Rates Fee Schedule

Effective as of: 1/1/2024
Fee Schedule
 
General Services Fees
Abandoned Property Fee$100.00 per account
Account Printout$2.00
Account Reconciliation (no charge if under 1 hour)$10.00 per hour
Account Research$10.00 per hour
Bond Redemption Fee$5.00
Check Cashing Fee (non-member cashed by member)$15.00
Copy of Credit Union Cashier's Check$5.00
Copy of Deposited Check$5.00
Copy of Foreign Deposited Check$30.00
Copy of Money Order$5.00
Copy of Share Draft (check)$5.00
Counter Checks$2.00 sheet of 4
Credit Union Cashier's Check$3.00
Doing Business As (DBA) Accounts$10.00 per month
Dormant Account Fee$10.00 per month (after 1 yr)
Foreign Deposit (Canadian) Items$15.00
Legal Action Compliance (tax levies, orders, subpeonas, etc.)$50.00
Member Deposited Item Returned (Canadian)$40.00 each
Member Deposited Item Returned (U.S.)$30.00 each
Money Order$3.00
Monthly Quarterly Statement Reprint$5.00 per statement
Overdrawn Account Due to EFT / ATM / ACH$25.00 each
Paid NSF Item < $30 (Courtesy Pay)$10.00 each
Paid NSF Item > $30 (Courtesy Pay)$30.00 each
Paper Statement (with home banking)$3.00
Redeposit NSF Check Fee$25.00 each
Returned Check / ACH / EFT due to NSF$30.00 each
Returned Mail / Incorrect Address$5.00 per item
Share Draft PrintingPrices vary per style
Stop Payment (Includes ACH, Checks (Personal or Bill Pay), Visa and$25.00 single check
Official Checks)$50.00 series of checks
Transfer from Share to Share to Cover NSF Item$10.00 per transfer
Visa Gift Cards$5.00
Withdrawal Dispute Fee (Waived if valid dispute)$25.00 per item
Stop Payment (Stale dated checks and money orders)$30.00 per item
 
Home Banking / Bill Pay Accounts
Inactive (3 mos or longer w/o a transaction) Home Banking Account$10.00 per month
Correct Member Home Banking Transfer Error$2.00 per month
 
Loan Related Fees
Loan Late Fee (Consumer and Residential)$15.00
Duplicate Lien Release $5.00
Overnight Currier Service $75.00
Skip a Payment (available 1 time per calendar year 1/1 – 12/31)$35.00 per loan
(Real Estate and Visa Credit Card Payments not eligible)
Duplicate Discharge of Mortgage $10.00
90 Day Note Fee$20.00
Loan Refinance Fee (TRFCU Loans)$100.00
UCC Filing Fee$20.00
Loan Payment Book$10.00
Mortgage Application Fee (waived if loan closes)$250.00
 
Visa Credit Card Fees
Visa Credit Card Replacement$15.00
Visa PIN Number Replacement$5.00
Late Payment Fee$15.00
Over the Limit Fee$15.00
Returned Payment Fee$20.00
Monthly Statement Reprint$5.00
Visa Draft Copy Request$5.00
Visa Card (rush order 3 - 4 days)$50.00
 
Visa Debit Card Fees
ATM Withdrawal (first 4 free)$1.00 each
ATM Balance Inquiry$1.00 each
Foreign Card Use @ Twin Rivers FCU ATM$3.00 each transaction
Visa Debit Card Replacement $15.00
Visa PIN Number Replacement$5.00
Visa Card (rush order 3 - 4 days)$50.00
Temporary Visa Debit Card (not available for new accounts)$10.00
 
Wire Fees
Incoming Wire Fee $10.00
Outgoing Wire Fee < $50,000.$25.00
Outgoing Wire Fee > $50,000.$35.00

New Automobile Loans

Please refer to the loan rates link

Used Vehicle Loans

Please refer to the loan rates link

Recreational Vehicle Loans

Please refer to the loan rates link

THIRD PARTY SITE DISCLAIMER You are leaving Twin Rivers FCU's website. You are linking to an alternate website not operated by Twin Rivers FCU, and Twin Rivers FCU is not responsible for the content of the alternate website. The fact that there is a link from Twin Rivers FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. Twin Rivers FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by Twin Rivers FCU, and you should review the alternate website's policies. Click OK to confirm that you want to open this page. Click Continue to open the linked page. Click Cancel to return to the previous page.

Continue Cancel
Back to Top